While waiting for my kids to get home one day, a little girl
in a hijab who had befriended my daughter motioned for me to talk to her. Who
knows how long she had been waiting outside our house. I bent down to hear her
better as she almost whispered, “My mom needs a job sir. Please, our life is
very hard. Can you give us money?”
That same week, someone reached out via social media when
they discovered my wife was working at a school for kids with developmental
disabilities. “My child has Down Syndrome and I can’t afford to take care of
her. My family has disowned me. (Disabilities are sometimes shunned in East
African culture) She is living in the village while I work in the city, but I
don’t make enough. I need more money. Please help.”
After nearly four months of living in Tanzania, one discovers
that these types of stories are not uncommon. As I struggle to wrap my head
around the magnitude of need and to understand some of the root causes of
poverty, I oscillate between American solutionism and despair. There are no
simple answers to any of this.
Somebody recently asked me, “Kyle, why don’t you just
give money to people who need it and then they can solve their own problems.”
This is a fair point and we have actually done this several times. However, we continue
to learn (sometimes the hard way), that simply handing money over can actually
hurt more than it helps. For example, if you give money to children begging on
the street, it might encourage them to not go to school. If you pay for
a community initiative on your own, you might be undermining valuable community
cooperation that is seeking to accomplish the same initiative. This is not to
say that financial help is not needed. It most definitely is. But how it is
implemented, by whom, and within what context, are of paramount importance. As the
book, When Helping Hurts poignantly observes when discussing mission
work, “If we treat only the symptoms or if we misdiagnose the underlying
problem, we will not improve their situation, and we might actually make their
lives worse.”
Recently, I taught a small business development course that
was free and available to anyone who was interested in starting a business or who
wanted to learn some new skills. The makeup of the class varied considerably.
There were young and old people, Muslims and Christians, men and women. There
were university finance students who knew more about calculating the cost of
capital than I do, out-of-work single mothers with business ideas, and some local
non-profit managers who are trying to create economic engines so they don’t have
to rely so much on foreign aid. The latter group learned some difficult lessons
during Covid as outside donations plummeted and nearly killed their
organizations.
I created the business course because I wanted to share some
of what I’ve learned about small enterprise over the years and to learn more
about the local startup ecosystem. It is not easy to start a business in
Tanzania. The interest rates on bank loans are suffocating, hovering between 16
– 40%. Population growth exceeds employment growth, so it is difficult to find
work and especially difficult to obtain the types of jobs that allow someone to
improve their overall economic condition. Most people with jobs work 6-7 days a
week, but the average wage is only $2.00 per day. You can imagine how the wheat
shortages from the war in Ukraine or global commodity inflation might affect people
here. Despite the best of intentions, it is very difficult to meet basic needs
let alone start a business.
I’ve also observed that the education system tends to reward
rote memorization and abject conformity. Risk taking is not readily embraced as
a societal norm. Of course, anyone who has ever done a startup or pursued higher
education, or a better paying job knows that risk is part of the equation. But
what if you fail? Here, failure can literally mean starvation or at a minimum
can bring great shame to one’s family. The good news is that the paradigm is changing.
The median age in Tanzania is 18 years. The 23 countries with the lowest median
age in the world are all African. Startup energy abounds on the African continent.
It is fueled by significant need/opportunity, youthful energy, and expanding
social networks of would-be entrepreneurs. Investment capital is starting to
flow into Africa at faster rates and what’s more is that many of the young
Tanzanians I talk to want to do it right. They don’t just want to achieve wealth
just because. They want to create a stronger Africa that preserves its culture, protects the environment, and helps lift the masses out of poverty.
The term “social enterprise” (which means a business that
puts people and the environment ahead of profit) is sometimes an anathema in Western
culture. Among the youth that I’ve spoken with in Tanzania, there is no other
way to logically do business. As a missioner in Africa with business
experience, I must ask myself, how can I support this? I can hold a hand to
show solidarity in suffering, for moment. I can offer a hand out to alleviate
hunger, for a moment. And these moments are sometimes needed and always have value.
But I can also provide a hand up that will help people help themselves and empower
them to help others as well. This is clearly the harder thing to do. It takes
time, resources, and perseverance. In the US, about 50% of all new businesses
fail within five years. In Tanzania, the challenges are even more significant,
but so too is the desire to succeed.
Thinking back to the little girl whose mom needs a job or
the overwhelmed mother who needs a better paying job so that she can support
her special needs child, I wonder what can be done to help? Wouldn’t it be
great if they could be hired by a successful social enterprise or given financing
and mentorship for their own business? Economic development wasn’t really what
I had in mind when we left the US to serve in Africa for 3.5 years, but it is what
I am seeing as potentially the best way for me personally to help those in
need.